Instantly download OH-Life-Agent-Series-11-44 training test engine
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Updated: Jun 14, 2026
No. of Questions: 107 Questions & Answers with Testing Engine
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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
1. Which nonforfeiture option allows the policyowner to purchase less coverage for life?
A) Reduced Paid-Up Insurance.
B) Settlement Value.
C) Extended Term.
D) Cash Surrender Value.
2. Which Is the name of the policy that combines a universal life policy with investment choices?
A) Straight universal life policy.
B) Flexible universal life policy.
C) Variable universal life policy.
D) Interest-sensitive universal life policy.
3. Who can surrender an annuity during the accumulation period?
A) The annuitant.
B) The policyowner.
C) The beneficiary.
D) The company.
4. Which of the following statements BEST describes a single premium cash value policy?
A) It requires only one payment to make the policy paid up.
B) It provides for only one premium to be paid without evidence of insurability.
C) It waives one future premium if the owner becomes disabled.
D) It requires the policyowner to pay one premium annually.
5. The accumulated cash value of a whole life insurance policy becomes the
A) face amount payable upon the insured's death.
B) amount used to purchase paid up additions to the insured's policy.
C) funds used to offset policy administration and conversion expenses.
D) policy loan value upon which the insured may borrow.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: C | Question # 3 Answer: B | Question # 4 Answer: A | Question # 5 Answer: D |
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